QuitDebt · See your fastest path out of debt
Quit paying more interest than you have to.
Put in your bills and your debts. We'll keep every minimum covered, then show you the top 3 places your extra money saves the most, and how much sooner you'll be debt-free.
This is a demo of QuitDebt, the Mr. Quitter money app. It doesn't save or send anything unless you email yourself the plan. See what members get
QuitDebt is a planning tool, not financial advice. Its dates and savings are estimates from the numbers you enter.
About you
Helps us point you to the right tools and, if you work with a Quitter Method coach, make your coaching time count.
Your situation
Only you and Mr. Quitter see this. Skip anything you'd rather not answer.
Money coming in
Your take-home pay (after taxes). Spouse or a second job? Add another income below.
Monthly bills
Everything that isn't a debt: rent, utilities, phone, insurance, groceries, gas, childcare. Add the due day if it has one; leave it blank for things like groceries. Check "Could cut" on anything you'd be willing to cancel or lower.
Debts
Your statements show the balance, interest rate (APR), minimum payment and due date. For loans, add how many payments are left if you know it. Missing the rate or balance? Leave it blank and we'll figure it out from your payments.
Extra toward debt
After bills and minimums, here's what's left each month.
Emails
More email settings, like reminder times, are in your QuitList.
That's it. Your plan updates as you type and saves automatically. There's no save button to press.Your plan updates as you type.
My plan
Subscriptions
Every subscription in your bills, what they cost you each month and year, and anything you may be paying for twice. We spot the common ones; check "Subscription" on any bill we missed.
Your plan shows up here
Add at least one debt with a balance, interest rate and minimum payment. Or .
This week
Estimates from what you enter, not a promise or financial advice. Your lender's statement is the final word.
This month at a glance
Check bills off as you pay them. For groceries, gas and other spending, add what you spend and watch what's left. Everything resets at the start of each month.
Savings
Your rainy day fund and the things you're saving for. It's tracking only; your money stays in your own bank.
Plan my year
A few questions about the year ahead. We'll set aside a little each month for the big stuff, so it never lands on a credit card.
Your top 3 places to pay extra
Minimums are always covered first. Then your extra goes here, in this order. It's math on your numbers, not personal financial advice, so you decide what to pay.
What to pay from each paycheck
Line up your bills with your paychecks
How to ask for a new due date
- Call the number on your statement or look for "change due date" in your online account or app.
- Most card companies, car lenders and student loan servicers allow it, often once a year.
- The first bill after the change can be a little higher or lower while it catches up. Keep paying until the new date shows on your statement.
- Rent, utilities and phone bills sometimes move too. It never hurts to ask.
Calls that save you money
A five-minute call can save more than months of extra payments. Pick one, use the script, and be polite but direct. Most companies have more room than the first person you talk to will say.
More scripts
Before you buy: what will it cost you?
Thinking about a new car, a new loan or putting something big on a card? See what it does to your plan before you say yes.
Find more money for your plan
Coffee, energy drinks, eating out, vending machines. Put in a habit and see what it's costing your plan.
Tax refund, bonus, a big job paid off? See what it does.
What if you paid a little more?
The full QuitDebt app
Your plan has more in it
The demo shows where your extra money goes. Members get the whole playbook, built from your numbers:
What membership adds
| What you get | Demo | Members |
|---|---|---|
| Debt-free date and interest saved | ✓ | ✓ |
| Top 3 places to pay extra | ✓ | ✓ |
| Your plan saved on every device | – | ✓ |
| What to pay from each paycheck | – | ✓ |
| Which due dates to move so paychecks even out | – | ✓ |
| Word-for-word scripts for calls that save money | – | ✓ |
| Monthly overview to share with your spouse | – | ✓ |
| Grocery, gas and spending budgets | – | ✓ |
| Plan My Year: child support, school, holidays, big plans | – | ✓ |
| Before you buy: what a car or big purchase really costs | – | ✓ |
| Find money: bills to cut, habits, extra paychecks | – | ✓ |
| Due-date reminders | – | ✓ |
Pick your plan
For your household: debts, bills, paychecks and your year. Everything in the table above.
Everything in QuitDebt Personal, plus up to 5 properties, each with its own income, loans (including hard money and seller financing), HOA, taxes, insurance, utilities and maintenance.
Everything in QuitDebt Personal, plus your business money: business loans and credit lines, a 13-week cash forecast, owner pay and tax set-asides, profit and cash reserve targets, a weekly scorecard, Profit leaks, PriceRight job tracking and NextDollar. Type your numbers in, or bring them in from QuickBooks.
Your household, your properties and your business in one place, with one login.
Coaching client? QuitDebt Complete is included free while your Mr. Quitter coaching is active. When coaching ends, you can keep it as a paid membership. Details · See the programs →
You're on the founding list. Your 20% founding price is saved. We'll email you the day membership opens.
Your total debt over time
Payoff order
| # | Debt | Rate | Balance | Minimums only | Your plan |
|---|
Timing tips
Small changes in when you pay can cut interest too.
- Ask your lender how they apply early or split payments. Some hold partial payments until the full amount arrives.
- Mark extra payments "apply to principal," or your lender may just move your next due date.
- Never skip a minimum or a due date to do this. Late fees and credit damage cost more than you save.
Put your due dates on your phone
Download a calendar file with a monthly reminder for every bill and debt that has a due day. Open it on your phone to add them to Google or Apple Calendar.
Email me my plan
Get your payoff order, top 3 and numbers in your inbox.
Sent. Check your inbox.
QuitDebt is a planning tool for education, not financial, tax, legal or credit advice, and Mr. Quitter isn't a licensed financial advisor. Its numbers are estimates. Interest is figured the way each lender usually charges it (daily for credit cards, car and student loans, monthly for mortgages), and you can change it on each debt. Real statements can still differ a little, and rates, fees and minimums can change. Check your statements and talk with a qualified professional before making big decisions.
Ready to make it yours?
Save your plan, check off bills each month, and add your rentals or your business. Founding members save 20% for as long as they stay.